The report from NBCIR provides an overview of your current and past financial commitments that are gathered about you in the Non-Banking Register of Client Information, operated by CNCB – Czech Non-Banking Credit Bureau. Registry members include leasing companies and non-banking loan providers.
Enhance your financial stability and regularly monitor your commitments.
Price is 200 CZK/report
200 CZK report
0 CZK processing
0 CZK delivery
You have immediate access to the Report from NBCIR in PDF format. Payment is made by credit card. Identification is done using 
200 CZK Add to cart
200 CZK report
150 CZK processing
0 CZK delivery
After verifying your identity in person at the Client Center, the operators will issue the requested extract from the register. Payment can be made in cash or by card.
350 CZK Add to cart
200 CZK report
150 CZK processing
123 CZK delivery
The report ordered by mail can be paid for online by card or sent cash on delivery (+ 26 CZK). The shipment is delivered by registered mail directly into the hands of the recipient.
Starting from 473 CZK Add to cart
200 CZK report
150 CZK processing
13 CZK delivery
The report ordered through a data box is only sent to the data box of the applicant for the report, which serves as a unique identifier of the recipient.
363 CZK Add to cart
200 CZK report
150 CZK processsing
0 CZK delivery
We only accept electronic applications signed with a qualified electronic signature with a certificate issued by a qualified certification service provider.
350 CZK Add to cart
Here you will find answers to the most frequently asked questions regarding extracts from the registers. More detailed information can be found in our FAQ section.
A statement from the registers provides a comprehensive overview of all credit products you are utilizing or currently applying for. It also includes information about regular and irregular payments, details about payments made after the due date (in other words, payments that did not occur according to the pre-agreed repayment conditions), and other information regarding the parameters of your loans or applications.
Useful Data for Institutions and Clients
A statement from the registers is a valuable document for both the client and the financial institution. When you apply for a loan, financial institutions assess your credibility. They examine whether you have provided all the required information truthfully and whether you have disclosed all your commitments, loans, and credit cards. Financial institutions have access to your statement from the registers, which contains this information. Statements from the BRKI and NRKI registers do not contain information about your income, only about your liabilities.
Confirmation of Financial Condition
A statement from the registers offers insight into your credit history. If it demonstrates that you repay loans in a timely and proper manner, you have a better chance of obtaining a loan compared to someone who repays their obligations late or not at all. A statement from the registers is evidence of your payment reliability and serves as a foundation for successfully building your financial future. Be cautious when dealing with financial institutions that do not work with statements from the registers. If they are not a participant in one of the BRKI and NRKI registers and do not request a statement from the registers, they are unlikely to have a genuine interest in ensuring you can repay their loan."
A natural person or a self-employed natural person who is of legal age and legally competent. If the applicant does not meet any of these conditions, their request will not be accepted. To verify the identity of the applicant, a valid ID card or passport is required. A foreign individual is required to prove their identity with a passport or a residence permit in the Czech Republic. A natural person can authorize representation in the process of applying for the service and related activities based on an officially certified power of attorney (forms). Personal documents are required from the representative to the same extent as from the natural person they represent. If the applicant is the legal representative of the client, some form of proof is required.
A legal entity can also request a statement from the registers and can be represented based on an officially certified power of attorney (forms). In such a case, you will also need this authorization (power of attorney) that allows you to act on behalf of the legal entity, if this information is not directly evident from the Commercial Register extract. If the legal entity is not registered in the Commercial Register maintained by the Ministry of Justice of the Czech Republic (www.justice.cz), the applicant is obliged to submit, together with the request, an extract of data about the legal entity from the relevant register or from another record (in original or a certified copy), which must not be older than 3 months; after the request is processed, this extract will be returned to the applicant
It's quite common for people to forget about their obligations. In the best case, they'll remember their forgotten debt when applying for a new loan; in the worst case, only when the bailiff comes knocking. If you haven't been meticulously keeping track of your obligations so far, it's not easy to get a clear picture of your current situation. Just imagine having to call all the financial institutions you've ever borrowed money from! And of course, we're not just talking about large loans that you probably remember, but also about electronics on installment plans or credit cards. Regularly check your registry statements. Be careful! It's not enough to just keep an eye on loans directly in your name, but also on loans where you act as a guarantor. If the person you're guaranteeing for can't make the payments (due to long-term disability, injury, and so on), then the debt shifts to you. Be very careful about who you guarantee for and stay informed about their repayment status.
Need to quickly check your registry statement? Thanks to the portal www.kolikmam.cz, you can have it available online at all times. This can come in handy not only before applying for a larger loan, but also periodically, as a check to ensure you haven't forgotten about any of your obligations and that your payments have gone through smoothly.
Tip: Thanks to access to online statements, you'll be able to sleep soundly. Every month, you can be reassured that everything is in perfect order.
5 Advantages of Online Registry Statements:
NBCIR is a database that collects and stores information about clients of non-banking financial institutions. This register serves to record claims, credit history, and other financial data of individual clients. The main goal of NRKI is to enable providers of non-banking financial services to quickly and reliably assess the risk associated with granting a loan or other financial products to a client. As a result, NBCIR plays a crucial role in maintaining the stability and security of the non-banking sector and helps prevent potential client over-indebtedness. Data in NBCIR is kept for the duration of loan repayment and then for an additional 4 years after its repayment. NBCIR is operated by the association of legal entities CNCB – Czech Non-Banking Credit Bureau.
The data used for this extract comes from non-banking companies. NRKI is an abbreviation for the Non-Banking Register of Client Information.
Legal entities are provided with the same services as natural persons, with the exception of the #kolikmam365 and NetAgent services, which are intended exclusively for registered natural persons in the client zone of the kolikmam.cz portal. Legal entities can apply through the data box, by post or by email by sending completed request forms for report from the registers, which are available at the link below.
